How Much Auto Insurance is Enough
How Much Auto Insurance Do You Need
An auto insurance policy is a combination of many types of coverage. The average auto insurance policy will combine medical, liability, comprehensive and collision coverage to ensure you are insured properly.
Washington – How much auto insurance is right for you?
Each person is unique and this means that you have unique insurance needs. When you are calculating your coverage, you should consider:
Liability - Liability will cover the damage that you cause to others when your car is involved in an accident. If you are in an accident, and you are at fault, this coverage will ensure that you are not going to be wiped out when you are sued. The more assets you have, the more coverage you should have. When you have a lot of assets, you may need a Personal Umbrella policy to ensure you do not lose those assets.
Collision – Collision will insure your car and cover the cost of damage when your car is involved in an accident. When you are deciding whether or not to carry collision, you will want to calculate the cost of the collision experience and the value of your car. There may be some instances in which collision car insurance is not worth the money.
Comprehensive – Comprehensive insurance will pay for your car when it is damaged in situations other than a collision. This will include theft, vandalism or natural disasters. The amount of comprehensive insurance that you should have will depend on what you are using your car for. If you are usually driving alone on your commute to work you will need a different amount of comprehensive insurance than the individual that is driving a group of children to and from sports practice.
Each state requires a certain amount of insurance coverage for drivers. Talk to us today so we can help you determine what insurance needs are going to be right for you.
Our Office Is Located At:
33434 8th Ave S. suite 102
Federal Way, WA 98003